banking
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10th Circuit grants rare all-judges’ review of Colorado banking regulation
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The Denver-based federal appeals court announced on Thursday that it will hold a rare all-judges review of a recent decision that permits Colorado to require out-of-state banks to abide by the state’s maximum interest rates when they lend to in-state residents. Even more unusually, it is the second full-court hearing the U.S. Court of Appeals…
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Divided 10th Circuit lets Colorado enforce interest rate cap on out-of-state banks
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The Denver-based federal appeals court ruled on Monday that Colorado may use a decades-old provision of federal law to require out-of-state banks to abide by Colorado’s maximum interest rates when they lend to in-state residents. A three-judge panel of the U.S. Court of Appeals for the 10th Circuit overturned a trial judge’s injunction blocking Colorado…
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Federal judge weighs whether to block new law governing loans to Colorado residents
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A federal judge on Thursday heard arguments from the banking industry and bank regulators about whether Colorado is exceeding its authority by subjecting out-of-state banks to Colorado’s interest rate caps on loans through a new law set to take effect on July 1. The controversy has implications for Coloradans’ access to financial products with high…
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Colorado’s top election official targets AI-generated ‘deepfakes’ in elections
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Colorado Secretary of State Jena Griswold is targeting AI-generated “disruptors” – such as “deepfakes” – as her office prepares for this year’s elections. Griswold unveiled her legislative priorities at a time of social anxiety over “deepfakes.” This week, pornographic “deepfake” images generated by artificial intelligence and sexualizing people without their consent hit the singer Taylor Swift,…
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Giving rural Colorado the same opportunity for financial success
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There are many challenges facing hard-working families trying to maintain their way of life in rural America, but one of their greatest obstacles may be lack of access to a physical bank or credit union. Bank accounts are an important tool for financial stability for Americans of all income levels in all parts of the…
